Capital Direct Lending: Home Equity Loans Canada & Mortgage Loans

Discover the Equity in Your Home. Over the years, the value of your home has grown, and you have diligently paid down your mortgage. With a Capital Direct home equity loan you can turn your home’s increased value into money you can work, plan, and live with. Are you using your home equity to your greatest advantage? You can use home equity to create extra income by adding a rental suite, build your net worth with an investment property, simplify your debt payments and achieve other important goals. Get the most out of your investment in your home. Imagine what you can achieve when you have access to all the money you need. Borrow what you need to succeed

We're renovating our house (upgrading our kitchen and bath while improving our value).

We're renovating our house (upgrading our kitchen and bath while improving our value).
Click to find out more
We're running our own business (purchase inventory, acquire equipment, finance A/R).

We're running our own business(purchase inventory, acquire equipment, finance A/R).
Click to find out more
Saving time and money each month with everything under one payment.

Saving time and money each month with everything under one payment.
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Paying for an education.

Paying for an education. Click to find out more
Clearing off credit cards to lower overall borrowing costs.

Clearing off credit cards to lower overall borrowing costs. Click to find out more
Just finishing our basement as a rental suite.

Just finishing our basement as a rental suite.
Click to find out more
Consolidating debt to pay it out sooner.

Consolidating debt to pay it out sooner.
Click to find out more
We're planning and paying for a wedding.

We're planning and paying for a wedding.
Click to find out more

Get approved online
(submit an application here).
You win.

We make getting a home mortgage simple and hassle free. Let us do the legwork for you and get you the best mortgage rate available!

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Read our current issue ...

Calgary real estate sales growth leads country

Calgary is poised to regain its place as Canada's hottest housing market after new data showed the city last month had the country's highest year over year MLS sales growth. more...

Average Canadian home price edges higher

The average price of a home in Canada is now $375,810, slightly higher than year-ago levels. But behind the aggregate numbers are wide variations in what’s happening with housing. more...

Why some Chinese immigrants feel they can’t make money in Canada

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Calgary office vacancy drops to 5.8%

CALGARY — While demand for office space has slowed across most of the country in the first quarter of 2012, it remains "on fire" in Calgary with low supply, according to a report made public Wednesday more...

Offshore bids price Canadians out of housing market

Overseas investors are snapping up properties in Canada's largest cities, driving up prices and pushing ordinary Canadians out of the housing market, observers say. more...

As oilsands activity heats up, Alberta employers brace for soaring costs, worker shortages

EDMONTON - Three years after global energy prices tanked, Alberta’s oilsands are booming once again. But industry players say they’re already bracing for what they fear lies ahead: chronic labour shortages and soaring cost pressures, two factors that caused so much havoc during the last boom. more...

Mortgage lending tightens for self-employed, immigrants

It’s going to be tougher for the self employed, new immigrants and higher-risk borrowers to get a mortgage as concerns continue to mount over the state of Canada’s housing market. CIBC’s wholesale mortgage arm, FirstLine, quietly announced Tuesday that it will no longer accept new applications from “stated income” homebuyers who can’t prove they have the annual net income to qualify for home loans. more...

Imperial approves $2-billion oilsands project

Imperial Oil Ltd. is going ahead with a $2-billion expansion to its Cold Lake oilsands operation in northeastern Alberta, part of a plan to double overall production by the end of the decade. more...

Oil sands investment to hit new high in 2013: report

Despite concerns over costs, inflation and crude price volatility, oil sands investment will rise to an all-time high of $18.5-billion by 2013, beating the previous peak of $18.1 billion in 2008, according to AltaCorp Capital research. more...

Looser loans raise ire

Financial institutions appear to be cracking down on rules for borrowers with self-declared income, a move that comes as Finance Minister Jim Flaherty says he's concerned about a lack of standards in the sector. more...